{"id":37967,"date":"2026-05-18T14:10:04","date_gmt":"2026-05-18T09:10:04","guid":{"rendered":"https:\/\/kommers.uz\/?p=37967"},"modified":"2026-05-18T14:10:04","modified_gmt":"2026-05-18T09:10:04","slug":"%d1%9ezbekistonda-ipotekadagi-ujda-bank-roziligi-bilan-r%d1%9ejhatdan-%d1%9etishga-ruhsat-berildi","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=37967","title":{"rendered":"O\u02bbzbekistonda ipotekadagi uyda bank roziligi bilan ro\u02bbyxatdan o\u02bbtishga ruxsat berildi"},"content":{"rendered":"<p>O\u02bbzbekistonda ipotekaga olingan uyda bank roziligi bilan ro\u02bbyxatdan o\u02bbtishga ruxsat berildi. Bu haqda 12 may kuni Iqtisodiyot va moliya vazirligida bo\u02bblib o\u02bbtgan ochiq muloqotda Ipoteka va uy-joy dasturlarini moliyalashtirish va hisobini yuritish bo\u02bblimi boshlig\u02bbi Javohirbek Amonov ma\u02bclum qildi.<\/p>\n<p>Joriy yilning fevral oyida qabul qilingan prezident <a href=\"https:\/\/lex.uz\/docs\/8072219\">farmoni<\/a> bilan\u00a0ipoteka krediti asosida sotib olingan uyga fuqarolarni uy egasi arizasi va garovga oluvchining (bank) roziligi bilan yashash joyi va turgan joy bo\u02bbyicha ro\u02bbyxatdan o\u02bbtkazishga ruxsat berilishi belgilangan edi.<\/p>\n<p>Amonov bu masala o\u02bbtgan yilgi ochiq muloqotlarda ham ko\u02bbtarilganini, shu bilan birga, aholi tomonidan ham <strong>\u201cpropiska\u201d bo\u02bbyicha murojaatlar<\/strong> kelib tushganini ta\u02bckidladi. Shundan kelib chiqib, bunga ruxsat berilgan.<\/p>\n<blockquote><p>\u201cHozirgi kunda bu tartib amaliyotga joriy etilgan. Ya\u02bcni, ipotekaga sotib olingan, bank garovida bo\u02bblgan uy-joylarga farmon qabul qilingan kundan boshlab uy egasining arizasi va bank ruxsati bilan fuqarolarni \u00abpropiska\u201dga qo\u02bbyish mumkin\u00bb, \u2014 dedi u.<\/p><\/blockquote>\n<p>Bundan tashqari, vazirlik bo\u02bblimi boshlig\u02bbi hozirda ijtimoiy soliqni ixtiyoriy to\u02bbliq to\u02bblagan o\u02bbzini o\u02bbzi band qilgan fuqarolarga ham ipoteka kreditlari ajratilayotganini ma\u02bclum qildi. Biroq, hozircha bu bo\u02bbyicha aniq statistik ma\u02bclumotlar mavjud emas.<\/p>\n<p>Ushbu tartib bosqichma-bosqich joriy etilishi belgilangan: 2026 yilda o\u02bbzini o\u02bbzi band qilganlarning oxirgi bir yil, 2027 yilda \u2014 ikki, <strong>2028 yildan boshlab esa oxirgi uch yillik soliqlar<\/strong> hisobga olinadi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Endilikda ipoteka krediti asosida sotib olingan, bank garovida bo\u02bblgan uy-joylarda uy egasining arizasi va bank roziligi bilan fuqarolarni doimiy yoki vaqtincha ro\u02bbyxatdan o\u02bbtkazish mumkin bo\u02bbladi.<\/p>\n","protected":false},"author":23,"featured_media":37968,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2026\/05\/6a0ad76e80176.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"auto"},"_sharing_image_fieldset":{"xk6e44ialdzo":37968,"7B0ecgVieEAP":"\u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d\u0434\u0430 \u0438\u043f\u043e\u0442\u0435\u043a\u0430\u0434\u0430\u0433\u0438 \u0443\u0439\u0434\u0430 \u0431\u0430\u043d\u043a \u0440\u043e\u0437\u0438\u043b\u0438\u0433\u0438 \u0431\u0438\u043b\u0430\u043d \u0440\u045e\u0439\u0445\u0430\u0442\u0434\u0430\u043d \u045e\u0442\u0438\u0448\u0433\u0430 \u0440\u0443\u0445\u0441\u0430\u0442 \u0431\u0435\u0440\u0438\u043b\u0434\u0438"},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/37967"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=37967"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/37967\/revisions"}],"predecessor-version":[{"id":37969,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/37967\/revisions\/37969"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/37968"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=37967"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=37967"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=37967"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=37967"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}