{"id":37259,"date":"2026-03-16T15:26:03","date_gmt":"2026-03-16T10:26:03","guid":{"rendered":"https:\/\/kommers.uz\/?p=37259"},"modified":"2026-03-16T15:26:03","modified_gmt":"2026-03-16T10:26:03","slug":"ipoteka-kreditlariga-subsidiya-olish-uchun-arizalar-%d2%9babuli-boshlandi","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=37259","title":{"rendered":"Ipoteka kreditlariga subsidiya olish uchun arizalar qabuli boshlandi"},"content":{"rendered":"<p>Ipoteka kreditlari bo\u02bbyicha subsidiyalar to\u02bblashning maqsadli ko\u02bbrsatkichlari doirasida arizalar qabuli <a href=\"https:\/\/www.spot.uz\/oz\/2026\/03\/12\/subsidy\/\" target=\"_blank\" rel=\"noopener\">boshlandi<\/a>.<\/p>\n<p>Arizalarni 16 mart kuni soat 14:00 dan boshlab Davlat xizmatlari markazlari yoki myGov mobil ilovasi hamda my.gov.uz\u00a0portali orqali topshirish mumkin.<\/p>\n<blockquote><p>Talabgorlar ijtimoiy mezonlar asosidagi baholashda <strong>30 va undan yuqori ball to\u02bbplashi<\/strong> hamda <strong>kredit tarixi<\/strong><span data-body=\"Banklar ro\u2018yxati: Agrobank, Aloqabank, Asakabank, Asia Alliance Bank, Biznesni rivojlantirish banki, Hamkorbank, Ipak Yuli Bank, Ipotekabank, Mikrokreditbank, Orient Finans Bank, Trastbank, Turonbank, Xalq banki, O\u2018zmilliybank, O\u2018zsanoatqurilishbank.\" data-title=\"Qaysi banklar ishtirok etadi?\">dasturda ishtirok etuvchi<\/span> kamida bitta bankning ichki talablariga mos bo\u02bblishi kerak.<\/p><\/blockquote>\n<p>Ariza beruvchida, shu jumladan, uning turmush o\u02bbrtog\u02bbining nomida mamlakat bo\u02bbylab mulk huquqi bilan turar joy mavjud bo\u02bblmasligi hamda o\u02bbrtacha oylik daromadi belgilangan mezonlar doirasida bo\u02bblishi lozim.<\/p>\n<p>Bunda harbiy xodimlar bevosita davlat xizmatlari markaziga murojaat qilish orqali ariza topshirishlari mumkin.<\/p>\n<p>Ariza topshirish (baholash) davrida OneID tizimida ishtirok etuvchi banklarga kredit tarixini baholash uchun tegishli ma\u02bclumotlardan foydalanishga ruxsat berilgan bo\u02bblishi hamda kredit tarixini olishga cheklov vaqtincha o\u02bbrnatilmagan bo\u02bblishi kerak. Aks holda, kredit tarixini o\u02bbrganish imkoniyati cheklanib, ariza rad etilishi mumkin.<\/p>\n<p>Shuningdek, ariza beruvchi o\u02bbz xohishi bilan daromadlari hisob-kitobiga yaqin qarindoshlarining ham daromadlarini kiritishi mumkin. Talabgor va uning yaqin qarindoshlarining o\u02bbrtacha daromadi quyidagicha bo\u02bblishi kerak:<\/p>\n<ul>\n<li>Qoraqalpog\u02bbiston va viloyatlarda \u2014 MHTEKMning 2,7 baravardan 8 baravargacha (<strong>3,431 mln \u2014 10,168 mln so\u02bbm<\/strong>);<\/li>\n<li>Toshkent shahrida \u2014 MHTEKMning 2,7 baravardan 9,2 baravargacha (<strong>3,431 mln \u2014 11,693 mln so\u02bbm<\/strong>).<\/li>\n<\/ul>\n<p>Uy-joy sotib olishda ipoteka krediti bo\u02bbyicha boshlang\u02bbich to\u02bblov va foizlarning bir qismini qoplashga budjetdan mablag\u02bb ajratiladi. Kredit foiz to\u02bblovlarining bir qismini qoplash uchun subsidiyalar Markaziy bankning asosiy stavkasidan oshgan qismiga to\u02bblab beriladi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ariza beruvchida, shu jumladan, uning turmush o\u02bbrtog\u02bbining nomida mamlakat bo\u02bbylab mulk huquqi bilan turar joy mavjud bo\u02bblmasligi hamda o\u02bbrtacha oylik daromadi belgilangan mezonlar doirasida bo\u02bblishi lozim.<\/p>\n","protected":false},"author":23,"featured_media":37260,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2026\/03\/69b7dabd1d11f.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"auto"},"_sharing_image_fieldset":{"xk6e44ialdzo":37260,"7B0ecgVieEAP":"\u0418\u043f\u043e\u0442\u0435\u043a\u0430 \u043a\u0440\u0435\u0434\u0438\u0442\u043b\u0430\u0440\u0438\u0433\u0430 \u0441\u0443\u0431\u0441\u0438\u0434\u0438\u044f \u043e\u043b\u0438\u0448 \u0443\u0447\u0443\u043d \u0430\u0440\u0438\u0437\u0430\u043b\u0430\u0440 \u049b\u0430\u0431\u0443\u043b\u0438 \u0431\u043e\u0448\u043b\u0430\u043d\u0434\u0438"},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/37259"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=37259"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/37259\/revisions"}],"predecessor-version":[{"id":37261,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/37259\/revisions\/37261"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/37260"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=37259"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=37259"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=37259"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=37259"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}