{"id":36980,"date":"2026-02-19T15:12:42","date_gmt":"2026-02-19T10:12:42","guid":{"rendered":"https:\/\/kommers.uz\/?p=36980"},"modified":"2026-02-19T15:12:42","modified_gmt":"2026-02-19T10:12:42","slug":"millij-valyutadagi-kreditlar-ulushi-61-foizga-etdi-markazij-bank","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=36980","title":{"rendered":"Milliy valyutadagi kreditlar ulushi 61 foizga yetdi \u2014 Markaziy bank"},"content":{"rendered":"<p>Markaziy bank <a href=\"https:\/\/t.me\/centralbankuzbekistan\/12807\" target=\"_blank\" rel=\"noopener\">ma\u02bclumotlariga<\/a> ko\u02bbra, kreditlar tarkibida milliy valyutadagi kreditlar ulushi sezilarli oshib, 2026 yil boshida <strong>61 foizga<\/strong> yetdi (2024 yilda \u2014 55 foiz). Regulyator buni kreditlar tarkibida milliy valyuta ulushi bosqichma-bosqich oshib borgani bilan izohladi.<\/p>\n<p>Milliy valyutadagi kreditlarning asosiy qismi jismoniy shaxslar hissasiga to\u02bbg\u02bbri keladi. Aholi kreditlari <strong>ichki talabni qo\u02bbllab-quvvatlovchi<\/strong> asosiy omillardan biri bo\u02bblib qolmoqda, deya tushuntiradi MB.<\/p>\n<p>Chet el valyutasidagi kreditlar asosan korxonalarga yo\u02bbnaltirilib, eksport va import bilan bog\u02bbliq loyihalarni moliyalashtirishga xizmat qilmoqda.<\/p>\n<p>Ajratilgan kreditlarning asosiy qismi (<strong>88 foiz<\/strong>) uzoq muddatli.<\/p>\n<blockquote><p>\u201cBu investitsion loyihalar, ipoteka va uzoq muddatli biznes rivojiga ustuvorlik berilayotganini ko\u02bbrsatadi\u201d, \u2014 deydi MB.<\/p><\/blockquote>\n<p>MB hisob-kitoblariga ko\u02bbra, mamlakat tijorat banklari kredit portfeli barqaror kengaymoqda. Bu, regulyatorga ko\u02bbra, ichki talab va investitsiya faolligi kuchayib borayotganini ko\u02bbrsatadi.<\/p>\n<p>So\u02bbnggi ikki yilda banklar kredit portfeli izchil o\u02bbsib, 2026 yil boshiga <strong>604 trln so\u02bbmdan ziyodni<\/strong> tashkil etdi. Bu 2024 yilgi ko\u02bbrsatkichga nisbatan qariyb <strong>28 foizga<\/strong> yuqori bo\u02bblib, bank tizimida kreditlash jarayonlarining barqarorligidan dalolat beradi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Ularning asosiy qismi jismoniy shaxslar hissasiga to\u02bbg\u02bbri kelib, ichki talabni qo\u02bbllab-quvvatlovchi asosiy omillardan biri bo\u02bblib qolmoqda.<\/p>\n","protected":false},"author":23,"featured_media":26504,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2026\/02\/6996e21ada4cf.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"auto"},"_sharing_image_fieldset":{"xk6e44ialdzo":26504,"7B0ecgVieEAP":"\u041c\u0438\u043b\u043b\u0438\u0439 \u0432\u0430\u043b\u044e\u0442\u0430\u0434\u0430\u0433\u0438 \u043a\u0440\u0435\u0434\u0438\u0442\u043b\u0430\u0440 \u0443\u043b\u0443\u0448\u0438 61 \u0444\u043e\u0438\u0437\u0433\u0430 \u0435\u0442\u0434\u0438 \u2014 \u041c\u0430\u0440\u043a\u0430\u0437\u0438\u0439 \u0431\u0430\u043d\u043a"},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/36980"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=36980"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/36980\/revisions"}],"predecessor-version":[{"id":36981,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/36980\/revisions\/36981"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/26504"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=36980"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=36980"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=36980"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=36980"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}