{"id":36708,"date":"2026-01-30T13:57:49","date_gmt":"2026-01-30T08:57:49","guid":{"rendered":"https:\/\/kommers.uz\/?p=36708"},"modified":"2026-01-30T13:57:49","modified_gmt":"2026-01-30T08:57:49","slug":"nasiya-savdo-deb-odamlarga-kredit-berilyapti-timur-ishmetov","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=36708","title":{"rendered":"\u201cNasiya savdo deb odamlarga kredit berilyapti\u201d \u2014 Timur Ishmetov"},"content":{"rendered":"<p>O\u02bbzbekistonda nasiya savdo deyilayotgan do\u02bbkonlar, aslida, tovarlarni kreditga bermoqda. Bu haqda Markaziy bank raisi Timur Ishmetov 28 yanvar kuni Toshkent shahrida o\u02bbtgan matbuot anjumanida ma\u02bclum qildi.<\/p>\n<p>Timur Ishmetovning aytishicha, Markaziy bank oldiga moliyaviy texnologiyalar (fintex) yo\u02bbnalishidagi startaplarni rivojlantirish vazifasi qo\u02bbyilgan. Bu orqali ko\u02bbrsatiladigan moliyaviy xizmatlar turini kengaytirish ko\u02bbzlangan.<\/p>\n<blockquote><p>Fintex startaplari to\u02bbg\u02bbridan to\u02bbg\u02bbri ishlashimiz kerak bo\u02bblgan yangi yo\u02bbnalish hisoblanadi. Ayrim rivojlangan xorijiy davlatlar, masalan, Singapur va boshqa davlatlarda bu tajriba bor. Hozir fintex startaplar, aslida, banklar yoki boshqa moliyaviy tashkilotlar ko\u02bbrsatayotgan xizmatlarning biror turini amalga oshiryapti. Deylik, to\u02bblov xizmatlarini. Lekin klassik holatda <strong>to\u02bblovni doim bank amalga oshirgan<\/strong>. Hozirgi nasiya savdoda aslida odamlarga kredit berilyapti. Sekin-sekin, butun dunyodagi kabi fintexlar bankning biror-bir xizmatini o\u02bbz zimmasiga olyapti. Shuning uchun biz bu jarayonga qarshi kurashmasdan, sohani rivojlantirish bo\u02bbyicha mas\u02bcul bo\u02bblishimiz kerak, dedi Markaziy bank raisi.<\/p><\/blockquote>\n<p>Timur Ishmetov hozirgi sharoitda nasiya savdo kabi <strong>moliyaviy xizmatlar ko\u02bbrsatilgach, ma\u02bclum xatarlar yuzaga kelishi<\/strong> mumkinligini ta\u02bckidladi. Ularga imkoniyat yaratish bilan birga, fintex startaplarni rivojlantirish muhimligi bildirildi.<\/p>\n<blockquote><p>Markaziy bankning regulyativ va texnologik \u201cqumdon\u201dini berib, ular ko\u02bbrsatayotgan xizmatlar turini kengaytirishimiz kerak. Lekin bu mahsulotlar aholiga to\u02bbg\u02bbri taqdim etilishini, moliyaviy sektorda uchrashi mumkin bo\u02bblgan xatarlarni birga boshqarish yo\u02bblidan borish lozim. Menimcha, shu to\u02bbg\u02bbri yo\u02bbl, dedi regulyator rahbari.<\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Markaziy bank raisining aytishicha, regulyator oldiga moliyaviy texnologiyalar yo\u02bbnalishidagi startaplarni rivojlantirish vazifasi qo\u02bbyilgan.<\/p>\n","protected":false},"author":23,"featured_media":36709,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2026\/01\/697c728f3858a.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"auto"},"_sharing_image_fieldset":{"xk6e44ialdzo":36709,"7B0ecgVieEAP":"\u00ab\u041d\u0430\u0441\u0438\u044f \u0441\u0430\u0432\u0434\u043e \u0434\u0435\u0431 \u043e\u0434\u0430\u043c\u043b\u0430\u0440\u0433\u0430 \u043a\u0440\u0435\u0434\u0438\u0442 \u0431\u0435\u0440\u0438\u043b\u044f\u043f\u0442\u0438\u00bb \u2014 \u0422\u0438\u043c\u0443\u0440 \u0418\u0448\u043c\u0435\u0442\u043e\u0432"},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/36708"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=36708"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/36708\/revisions"}],"predecessor-version":[{"id":36710,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/36708\/revisions\/36710"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/36709"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=36708"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=36708"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=36708"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=36708"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}