{"id":35418,"date":"2025-09-16T17:07:55","date_gmt":"2025-09-16T12:07:55","guid":{"rendered":"https:\/\/kommers.uz\/?p=35418"},"modified":"2025-09-16T16:47:59","modified_gmt":"2025-09-16T11:47:59","slug":"%d1%9ezbekistonda-islomij-bank-faoliyatini-zhorij-%d2%9bilishga-oid-%d2%9bonun-loji%d2%b3asi-ishlab-chi%d2%9bildi","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=35418","title":{"rendered":"O\u02bbzbekistonda islomiy bank faoliyatini joriy qilishga oid qonun loyihasi ishlab chiqildi"},"content":{"rendered":"

O\u02bbzbekistonda islomiy bank faoliyatini joriy qilishga oid qonun loyihasi ishlab chiqildi. Bu haqda ba\u02bczi partiyalar fraksiyalari yig\u02bbilishlarida ma\u02bclum qilindi.<\/p>\n

O\u02bbzLiDeP fraksiyasining 15 sentyabr kungi yig\u02bbilishida \u201cO\u02bbzbekiston Respublikasining ayrim qonun hujjatlariga O\u02bbzbekistonda islomiy bank faoliyatini joriy qilishga qaratilgan o\u02bbzgartirish va qo\u02bbshimchalar kiritish to\u02bbg\u02bbrisida\u201dgi qonun loyihasi muhokama qilindi.<\/a><\/p>\n

Ta\u02bckidlanishicha, islomiy moliyada savdo va sherikchilik orqali moliyalashtirish<\/strong> keng qo\u02bbllaniladigan moliyalashtirish shakllari hisoblanadi, qonunchilikda esa tijorat banklari tomonidan bunday shakllardan foydalanilishiga bir qator to\u02bbsiqlar mavjud.<\/p>\n

Xususan, islomiy moliyalashtirishda banklar savdo bilan shug\u02bbullanish orqali mijozni moliyaviy qo\u02bbllab-quvvatlasa<\/strong>, O\u02bbzbekistonda tijorat banklari savdo bilan bevosita shug\u02bbullanishi mumkin emas. Islomiy moliyada moliyalashtirishni sheriklik asosida amalga oshirishga <\/strong>ruxsat etilgan, O\u02bbzbekistonda esa tijorat banklariga yuridik shaxslarni tashkil etish yoki ularning ustav kapitallarida qatnashishga doir cheklovlar o\u02bbrnatilgan.<\/p><\/blockquote>\n

Qonun loyihasi O\u02bbzbekistonda Islomiy moliya institutlari uchun buxgalteriya hisobi va audit tashkiloti hamda Islom moliyasi xizmatlari kengashi standartlariga mos keluvchi islomiy bank faoliyati uchun zarur huquqiy asos yaratishga qaratilgan.<\/p>\n

\u201cUshbu Qonun O\u02bbzbekistonda islomiy banklar va islomiy \u00abdarcha\u201dlar faoliyatini yo\u02bblga qo\u02bbyish, \u201cyashirin\u201d iqtisodiyot ulushini kamaytirish, qolaversa mamlakatimizga islomiy bank faoliyatini rivojlantirishga yo\u02bbnaltirilgan xorijiy investitsiyalarni jalb qilishga xizmat qiladi\u00bb, \u2014 deyiladi fraksiya xabarida.<\/p>\n

Ushbu qonun loyihasi Milliy tiklanish fraksiyasi yig\u02bbilishida ham muhokama qilingandi. Unda qayd etilganidek, BMT Taraqqiyot dasturi so\u02bbrovnomasiga ko\u02bbra, O\u02bbzbekistonda aholining 68 foizi, biznes vakillarining esa 60 foizi diniy e\u02bctiqodi sabab an\u02bcanaviy bank xizmatidan foydalanishni xohlamaydi.<\/strong><\/p><\/blockquote>\n

Eslatib o\u02bbtamiz, 2018 yilda O\u02bbzbekistonda islomiy bank ishi va moliyalashtirish infratuzilmasini yaratishga oid prezident qarori loyihasi ishlab chiqilib, muhokamaga qo\u02bbyilgan edi. Hujjatda foizlar (ribo) ko\u02bbrinishidagi haq to\u02bblashni taqiqlash, foyda va zararni tadbirkor bilan loyihadagi ishtirok ulushlariga mutanosib ravishda taqsimlash, sug\u02bburta faoliyatini amalga oshirish (takaful), lizing faoliyati (ijara), qimmatli qog\u02bbozlar bilan operatsiyalar (sukuk) va islomiy moliya tamoyillariga asoslangan boshqa operatsiyalar bo\u02bbyicha me\u02bcyoriy hujjatlarni ishlab chiqish ko\u02bbzda tutilgan edi.<\/p>\n","protected":false},"excerpt":{"rendered":"

Unda qayd etilishicha, O\u02bbzbekistonda aholining 68 foizi, biznes vakillarining esa 60 foizi diniy e\u02bctiqodi sabab an\u02bcanaviy bank xizmatidan foydalanishni xohlamaydi.<\/p>\n","protected":false},"author":23,"featured_media":35419,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2025\/09\/68c95331e50d8.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"auto"},"_sharing_image_fieldset":{"xk6e44ialdzo":35419,"7B0ecgVieEAP":"\u040e\u0437\u0431\u0435\u043a\u0438\u0441\u0442\u043e\u043d\u0434\u0430 \u0438\u0441\u043b\u043e\u043c\u0438\u0439 \u0431\u0430\u043d\u043a \u0444\u0430\u043e\u043b\u0438\u044f\u0442\u0438\u043d\u0438 \u0436\u043e\u0440\u0438\u0439 \u049b\u0438\u043b\u0438\u0448\u0433\u0430 \u043e\u0438\u0434 \u049b\u043e\u043d\u0443\u043d \u043b\u043e\u0439\u0438\u04b3\u0430\u0441\u0438 \u0438\u0448\u043b\u0430\u0431 \u0447\u0438\u049b\u0438\u043b\u0434\u0438"},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/35418"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=35418"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/35418\/revisions"}],"predecessor-version":[{"id":35420,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/35418\/revisions\/35420"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/35419"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=35418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=35418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=35418"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=35418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}