{"id":35181,"date":"2025-08-21T17:11:57","date_gmt":"2025-08-21T12:11:57","guid":{"rendered":"https:\/\/kommers.uz\/?p=35181"},"modified":"2025-08-21T16:56:27","modified_gmt":"2025-08-21T11:56:27","slug":"kredit-bitimi-tuzish-ta%d2%9bi%d2%9blangan-shahslar-reestrini-yuritish-tartibi-belgilandi","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=35181","title":{"rendered":"Kredit bitimi tuzish taqiqlangan shaxslar reyestrini yuritish tartibi belgilandi"},"content":{"rendered":"<p>Hukumat qarori bilan \u201cJismoniy shaxslar to\u02bbg\u02bbrisidagi ma\u02bclumotlarni Kredit bitimini tuzish taqiqlangan shaxslar reyestriga kiritish yoki ushbu reyestrdan chiqarish tartibi to\u02bbg\u02bbrisida\u201dgi nizom <a href=\"https:\/\/t.me\/huquqiyaxborot\/18461\" target=\"_blank\" rel=\"noopener\">tasdiqlandi<\/a>.<\/p>\n<p>Nizomga ko\u02bbra, ma\u02bclumotlarni mazkur reyestrga kiritish yoki chiqarish bo\u02bbyicha arizalarni YAIDXP (my.gov.uz), davlat xizmatlari markazlari yoki kredit byurolari orqali taqdim etish mumkin. Ariza beruvchi o\u02bbzi kredit byurosiga kelib yozma murojaat etganda, <strong>ariza beruvchiga QR-kod qo\u02bbyilgan<\/strong> ma\u02bclumotnoma beriladi.<\/p>\n<p>Davlat xizmatlari markazlari ko\u02bbrsatilgan xizmat natijasini ariza kelib tushgandan so\u02bbng 10 daqiqa ichida ariza beruvchining elektron manziliga yuborib, ariza beruvchiga bu haqida axborot-kommunikatsiya tizimi orqali xabardor qilishi belgilangan.<\/p>\n<p>Endilikda jismoniy shaxslarning kredit tarixida kredit bitimini tuzishni taqiqlash yoki taqiqni olib tashlash to\u02bbg\u02bbrisidagi ariza yuborilgan sana va vaqt, taqiq belgilangan yoki olib tashlangan sana va taqiq shartlari haqidagi ma\u02bclumotlar ham aks ettirib boriladi.<\/p>\n<blockquote><p>Nizomga muvofiq, davlat xizmatlari markazlari va <strong>kredit byurolariga olingan ma\u02bclumotlarning sir saqlanishini<\/strong> ta\u02bcminlash vazifasi yuklatildi.<\/p><\/blockquote>\n<p>Davlat rahbari tomonidan 4 martda imzolangan qonun bilan \u201cKredit axboroti almashinuvi to\u02bbg\u02bbrisida\u201dgi qonunga o\u02bbzgartirish va qo\u02bbshimchalar kiritilgan edi.<\/p>\n<blockquote><p>Qonunga ko\u02bbra, jismoniy shaxs o\u02bbzining ishtirokisiz yoki xabarisiz kredit bitimi rasmiylashtirilishining oldini olish uchun o\u02bbzi bilan kredit bitimini tuzishni kredit byurosiga ariza kiritish orqali taqiqlash huquqiga ega. Kredit bitimini tuzishni taqiqlash yoki bunday taqiqni olib tashlash ixtiyoriy amalga oshiriladi.<\/p><\/blockquote>\n","protected":false},"excerpt":{"rendered":"<p>Hukumat qarori bilan kredit bitimi tuzish taqiqlangan shaxslar reyestrini yuritish tartibi belgilandi. Ma\u02bclumotlarni reyestrga kiritish yoki chiqarish bo\u02bbyicha arizalarni YAIDXP, DXMlar yoki kredit byurolari orqali taqdim etish mumkin. DXMlar va kredit byurolari olingan ma\u02bclumotlarning sir saqlanishini ta\u02bcminlaydi.<\/p>\n","protected":false},"author":23,"featured_media":15146,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2025\/08\/68a70d1d997d7.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"auto"},"_sharing_image_fieldset":{"xk6e44ialdzo":15146,"7B0ecgVieEAP":"\u041a\u0440\u0435\u0434\u0438\u0442 \u0431\u0438\u0442\u0438\u043c\u0438 \u0442\u0443\u0437\u0438\u0448 \u0442\u0430\u049b\u0438\u049b\u043b\u0430\u043d\u0433\u0430\u043d \u0448\u0430\u0445\u0441\u043b\u0430\u0440 \u0440\u0435\u0435\u0441\u0442\u0440\u0438\u043d\u0438 \u044e\u0440\u0438\u0442\u0438\u0448 \u0442\u0430\u0440\u0442\u0438\u0431\u0438 \u0431\u0435\u043b\u0433\u0438\u043b\u0430\u043d\u0434\u0438"},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/35181"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=35181"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/35181\/revisions"}],"predecessor-version":[{"id":35182,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/35181\/revisions\/35182"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/15146"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=35181"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=35181"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=35181"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=35181"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}