{"id":34604,"date":"2025-06-25T10:06:27","date_gmt":"2025-06-25T05:06:27","guid":{"rendered":"https:\/\/kommers.uz\/?p=34604"},"modified":"2025-06-25T09:53:04","modified_gmt":"2025-06-25T04:53:04","slug":"banklarni-sanacziya-%d2%9bilish-va-tugatish-tartibi-belgilandi","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=34604","title":{"rendered":"Banklarni sanatsiya qilish va tugatish tartibi belgilandi"},"content":{"rendered":"<p>\u201cBanklarni sanatsiya qilish va tugatish to\u02bbg\u02bbrisida\u201dgi qonun qabul <a href=\"https:\/\/t.me\/huquqiyaxborot\/18181\">qilindi<\/a>.<\/p>\n<p>Qonun banklar, banklar guruhlari va bank aksiyalarining nazorat paketiga egalik qiluvchi xolding kompaniyalariga nisbatan tatbiq etiladi.<\/p>\n<p>Markaziy bank banklarni sanatsiya qilish va tugatish sohasidagi vakolatli davlat organidir.<\/p>\n<p>Quyida sanab o\u02bbtilgan barcha asoslarning mavjudligi bankni sanatsiya qilishni boshlash uchun asos deb hisoblanadi:<\/p>\n<ul>\n<li>bankning to\u02bblovga qobiliyatsizligi yoki to\u02bblovga qobiliyatsizlikning yuzaga kelish ehtimoli yuqoriligi;<\/li>\n<li>banklar tomonidan ko\u02bbrilgan choralar, shuningdek Markaziy bank tomonidan qo\u02bbllangan nazorat choralari to\u02bblovga qobiliyatsizlikni bartaraf etishga qodir bo\u02bblmaganligi yoxud<strong> 6 oy ichida buning ehtimoli mavjud<\/strong> emasligi;<\/li>\n<li>bankning tizimli ahamiyatga molik ekanligi yoki tizimli ahamiyatga molik bo\u02bblmagan bankni majburiy tugatish orqali belgilangan maqsadlarga erishib bo\u02bblmasligi sababli sanatsiya qilish zarurligi.<\/li>\n<\/ul>\n<p>Markaziy bank sanatsiya qilinayotgan bankning maxsus boshqaruvchisini tayinlash to\u02bbg\u02bbrisida qaror qabul qilishga haqli.<\/p>\n<p>Sanatsiya qilish vositalari quyidagilardan iborat:<\/p>\n<ul>\n<li>aktivlar va majburiyatlarni o\u02bbtkazish (sotish);<\/li>\n<li>oraliq bankni tashkil etish;<\/li>\n<li>hisobdan chiqarish va (yoki) konvertatsiya qilish.<\/li>\n<\/ul>\n<p>Qonunga ko\u02bbra, sanatsiya qilish to\u02bbg\u02bbrisida qaror qabul qilinguniga qadar Markaziy bank bankning aktivlari va majburiyatlari, shuningdek balansdan tashqari moddalari baholashdan o\u02bbtkazilishini ta\u02bcminlaydi.<\/p>\n<p>Baholovchi Markaziy bankka quyidagilarni o\u02bbz ichiga olgan xulosani taqdim etadi:<\/p>\n<ul>\n<li>bankni sanatsiya qilish boshlangan kunda mazkur bankni majburiy tugatish tashabbus qilingan bo\u02bblsa, sanatsiya qilinayotgan bank aksiyador va kreditorlari ko\u02bbrishi mumkin bo\u02bblgan zararlarning miqdori;<\/li>\n<li>sanatsiya qilinayotgan bankning aksiyadorlari va kreditorlari ko\u02bbrgan haqiqiy zararlar miqdori;<\/li>\n<li>yuqorida ko\u02bbrsatilgan zararlar o\u02bbrtasidagi farq.<\/li>\n<\/ul>\n<p>Shuningdek, Markaziy bank hamda <strong>Omonatlarni kafolatlash agentligining<\/strong> qo\u02bbshma qarori asosida sanatsiya qilish jamg\u02bbarmasi tashkil etiladi.<\/p>\n<p>Markaziy bank sanatsiya qilinayotgan bank tuzgan shartnomalar bo\u02bbyicha uning to\u02bblov va o\u02bbtkazmalarga doir muayyan majburiyatlarini 6 haftadan ko\u02bbp bo\u02bblmagan muddatga to\u02bbxtatib turishga haqli.<\/p>\n<p>Qonunga ko\u02bbra, bank faoliyatini tugatish ixtiyoriy yoki majburiy tugatish shaklida amalga oshirilishi mumkin.<\/p>\n<p>Agar bank to\u02bblovga qobiliyatsiz bo\u02bblmasa yoki uning to\u02bblovga qobiliyatsizligi yuzaga kelishi ehtimoli yuqori bo\u02bblmasa, u ixtiyoriy tugatilishi mumkin.<\/p>\n<p>Bankni ixtiyoriy tugatish Markaziy bankning roziligiga asosan amalga oshiriladi.<\/p>\n<p>Agar bank tizimli ahamiyatga molik deb e\u02bctirof etilmagan bo\u02bblsa, u \u201cBanklar va bank faoliyati to\u02bbg\u02bbrisida\u201dgi qonunda nazarda tutilgan hollarda majburiy tugatilishi mumkin.<\/p>\n<p>Bankni majburiy tugatish Markaziy bank boshqaruvining<strong> litsenziyani chaqirib olish va bankni majburiy<\/strong> tugatish to\u02bbg\u02bbrisidagi qarori asosida amalga oshiriladi.<\/p>\n<p>Bankni majburiy tugatish suddan tashqari va sud tartibida amalga oshirilishi mumkin.<\/p>\n<p>Bankni majburiy tugatish jarayonida majburiy tugatilayotgan bankning aktivlari hamda majburiyatlarini boshqa bankka o\u02bbtkazish va (yoki) bankning aktivlarini sotish vositalaridan foydalaniladi.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u201cBanklarni sanatsiya qilish to\u02bbg\u02bbrisida\u201dgi qonun qabul qilindi. Unga muvofiq, Sanatsiya qilish jamg\u02bbarmasi tashkil etiladi. Shuningdek, bankni tugatishga oid qoidalar belgilandi.<\/p>\n","protected":false},"author":23,"featured_media":34605,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2025\/06\/685b83f448f2e.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"auto"},"_sharing_image_fieldset":{"xk6e44ialdzo":34605,"7B0ecgVieEAP":"\u0411\u0430\u043d\u043a\u043b\u0430\u0440\u043d\u0438 \u0441\u0430\u043d\u0430\u0446\u0438\u044f \u049b\u0438\u043b\u0438\u0448 \u0432\u0430 \u0442\u0443\u0433\u0430\u0442\u0438\u0448 \u0442\u0430\u0440\u0442\u0438\u0431\u0438 \u0431\u0435\u043b\u0433\u0438\u043b\u0430\u043d\u0434\u0438"},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/34604"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=34604"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/34604\/revisions"}],"predecessor-version":[{"id":34606,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/34604\/revisions\/34606"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/34605"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=34604"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=34604"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=34604"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=34604"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}