{"id":33726,"date":"2025-04-14T13:55:00","date_gmt":"2025-04-14T08:55:00","guid":{"rendered":"https:\/\/kommers.uz\/?p=33726"},"modified":"2025-04-14T10:58:04","modified_gmt":"2025-04-14T05:58:04","slug":"markazij-bank-na%d2%9bd-pulsiz-t%d1%9elov-uchun-yagona-qr-kod-yaratmo%d2%9bchi","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=33726","title":{"rendered":"Markaziy bank naqd pulsiz to\u02bblov uchun yagona QR-kod yaratmoqchi"},"content":{"rendered":"<p>Markaziy bank O\u02bbzbekistonda naqd pulsiz hisob-kitoblarda universal to\u02bblov QR-kodini yaratishni rejalashtirmoqda. Bu haqda Markaziy bankning To\u02bblov tizimlari departamenti rahbari o\u02bbrinbosari Miraziz Mirhayotov <a href=\"https:\/\/www.spot.uz\/oz\/2025\/04\/12\/qr-code-payment\/\">ma\u02bclum qildi<\/a>.<\/p>\n<p>Mirhayotovning qayd etishicha, hozirda savdo nuqtalarida tadbirkorlar tomonidan ko\u02bbpincha QR-kodli bir nechta taxtachalar o\u02bbrnatilgan bo\u02bbladi, bu esa xaridorlarga noqulayliklar tug\u02bbdiradi, dedi u.<\/p>\n<blockquote><p>\u201cBiz yagona standart yaratishni maqsad qilganmiz. Unga ko\u02bbra, tashkilotda QR-kod o\u02bbrnatiladi va mijoz uning yordamida o\u02bbzi xohlagan mobil ilova yoki to\u02bblov xizmati orqali to\u02bblovni amalga oshirish imkoniyatiga ega bo\u02bbladi\u201d, \u2014 dedi Mirhayotov.<\/p><\/blockquote>\n<p>Regulyator To\u02bblov tizimlari departamenti rahbari o\u02bbrinbosarining qo\u02bbshimcha qilishicha, <strong>ushbu QR-kodni ishlab chiqish uchun bir yil vaqt<\/strong> kerak bo\u02bbladi.<\/p>\n<p>Markaziy bank ma\u02bclumotlariga ko\u02bbra, 2024 yilda individual QR-kod olgan tadbirkorlar soni 108 mingdan oshgan. QR-kodlar orqali amalga oshirilgan to\u02bblovlar hajmi qariyb 31 foizga oshib, 441,79 mlrd so\u02bbmni tashkil etdi.<\/p>\n<p>QR-kodlar orqali to\u02bblovning afzalliklari qatorida <strong>POS-terminallarni o\u02bbrnatish zaruratining<\/strong> yo\u02bbqligi ta\u02bckidlanadi Markaziy bankda. Bu biznes uchun xarajatlarni kamaytiradi. Shuningdek, amalga oshirilgan integratsiya tufayli soliq keshbeki avtomatik ravishda hisoblanishi ham afzalliklar qatoriga kiritilgan.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Unga ko\u02bbra, tashkilotda QR-kod o\u02bbrnatiladi va mijoz uning yordamida o\u02bbzi xohlagan mobil ilova yoki to\u02bblov xizmati orqali to\u02bblovni amalga oshirish imkoniyatiga ega bo\u02bbladi.<\/p>\n","protected":false},"author":23,"featured_media":26781,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2025\/04\/67fccd8420ae7.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"auto"},"_sharing_image_fieldset":{"xk6e44ialdzo":26781,"7B0ecgVieEAP":"\u041c\u0430\u0440\u043a\u0430\u0437\u0438\u0439 \u0431\u0430\u043d\u043a \u043d\u0430\u049b\u0434 \u043f\u0443\u043b\u0441\u0438\u0437 \u0442\u045e\u043b\u043e\u0432 \u0443\u0447\u0443\u043d \u044f\u0433\u043e\u043d\u0430 QR-\u043a\u043e\u0434 \u044f\u0440\u0430\u0442\u043c\u043e\u049b\u0447\u0438"},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/33726"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33726"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/33726\/revisions"}],"predecessor-version":[{"id":33727,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/33726\/revisions\/33727"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/26781"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33726"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=33726"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=33726"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=33726"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}