{"id":33346,"date":"2025-03-18T11:20:31","date_gmt":"2025-03-18T06:20:31","guid":{"rendered":"https:\/\/kommers.uz\/?p=33346"},"modified":"2025-03-18T10:00:40","modified_gmt":"2025-03-18T05:00:40","slug":"oltin-%d2%9bujmalar-nima-va-ulardan-%d2%9bandaj-fojdalanish-mumkin","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=33346","title":{"rendered":"Oltin quymalar nima va ulardan qanday foydalanish mumkin?"},"content":{"rendered":"

Oltin quymalar qanday bo\u02bbladi?<\/h4>\n

Oltin quymalar 999,9 soflikdagi oltindan tayyorlanadi hamda 5, 10, 20, 50 va 100 gramm og\u02bbirlikda bo\u02bbladi.<\/p>\n

\"gold1\"<\/a><\/p>\n

Oltin quymalar Italiyaning Certiline Srl. kompaniyasi bilan hamkorlikda ishlab chiqilgan maxsus qadoqlarda muomalaga chiqariladi.<\/p>\n

\"gold2\"<\/a><\/p>\n

Oltin quyma va uning qadog\u02bbi bir xil seriya raqamiga ega. Qadoqda 3 turdagi himoya elementlari mavjud:<\/p>\n

\"gold8\"<\/a><\/p>\n

Himoya qadog\u02bbini ochish mumkinmi?<\/h4>\n

Agarda siz oltin quymasini kelajakda sotish niyatingiz bo\u02bblsa, himoya qatlamini ochish tavsiya etilmaydi. Oltin quyma va uning qadog\u02bbi bir xil seriya raqamiga ega. Qadoqda 3 turdagi himoya elementlari mavjud \u2014 kriptoprint (qadoq ochilganda ko\u02bbrinadi), himoya membranasi (himoya ochilganda o\u02bbz rangini o\u02bbzgartiradi). Bundan tashqari, har bir oltin quymasi o\u02bbz QR kodiga ega (quymaning aslligini tekshirish uchun).<\/p>\n

Oltin quymalarini qayerda saqlash maqsadga muvofiq?<\/h4>\n

Oltin quymalarining xavfsiz saqlanishini ta\u02bcminlash juda muhimdir. Chunki, oltin quymasiga juda kichik miqdorda zarar yetsa ham bu uning narxini keskin tushirib yuborishi mumkin. Masalan, agar quyma zararlangan bo\u02bblsa, bank uni sotib olayotganda texnik ekspertiza o\u02bbtkazadi va qayta baholaydi. Oltin quymalari himoyalangan qadoqlarda sotiladi va ularni bemalol uyda yoki bankda \u2013 individual bank yacheykalarini ijaraga olgan holda saqlash mumkin (oltin quymalari uchun 125 mm yacheykalar mos keladi).<\/p>\n

Oltin quymalarini qayerda sotib olish mumkin?<\/h4>\n

Oltin quymalarini banklarda sotib olish imkoniyati mavjud. Banklarning manzillari va batafsil ma\u02bclumotlarni Markaziy bank rasmiy saytidan<\/u><\/a> olishingiz mumkin.<\/p>\n

Oltin quymalarining narxi qancha?<\/h4>\n

Oltin quymalarinng narxlari bir hafta ichida bir necha marta o\u02bbzgarishi mumkin \u2013 joriy narxlarni Markaziy bank rasmiy saytidan<\/a> topish mumkin. Oltin quyilmalarini naqd pul orqali yoki naqd pulsiz to\u02bblov yordamida sotib olish imkoniyati mavjud.<\/p>\n

Oltin quymalarini qayerda va kimga sotish mumkin?<\/h4>\n

Oltin quymalarini faqat banklarga sotish mumkin.<\/p>\n

O\u02bblchovli oltin quymalarni qaytarib sotib olish qiymati, uni topshirilgan kundagi bir gramm qimmatbaho metall narxi va ushbu narxga qo\u02bbllaniladigan chegirmadan kelib chiqib, quyidagi formula asosida hisoblanadi:<\/p>\n

\"gold4\"<\/p>\n

bunda:<\/b><\/p>\n

\u2211 \u2015 o\u02bblchovli oltin quymani qaytarib sotib olish uchun so\u02bbmda to\u02bblanadigan qiymat;<\/p>\n

V \u2015 o\u02bblchovli oltin quymaning grammdagi og\u02bbirligi;<\/p>\n

PG\/UZB <\/sub>\u2015 bir gramm qimmatbaho metallning Markaziy bank tomonidan so\u02bbmda belgilangan narxi;<\/p>\n

D \u2015 Markaziy bank tomonidan belgilangan chegirma miqdori (foizlarda).<\/p>\n

Oltin quymalarini qo\u02bblga kiritish va sotish tartibi<\/h4>\n

O\u02bblchovli oltin quymalarni sotib olish uchun jismoniy yoki yuridik shaxslar bankka murojaat qilishadi va naqd yoki naqd pulsiz shaklda to\u02bblovni amalga oshirishadi.<\/p>\n

Shu kunning o\u02bbzida xaridorga texnik xususiyatlarni tasdiqlovchi sertifikat bilan birga muhrlangan oltin quymasi taqdim etiladi. Har bir o\u02bblchovli oltin quymasi o\u02bbz identifikatsion seriya raqamiga ega<\/strong> va ushbu raqam himoya qadog\u02bbida va sertifikatda ko\u02bbrsatilgan bo\u02bbladi.<\/p>\n

Butun va zararlanmagan muhr va sertifikatga ega bo\u02bbgan o\u02bblchovli yombilarni sotish (qaytarib berish) uchun oltin quyma egasi yana bankka murojaat qilishi lozim. Murojaat kunining o\u02bbzida bank kerakli hisob-kitoblarni amalga oshiradi.<\/p>\n

Oltin quymalarni chet elga olib chiqish mumkinmi?<\/h4>\n

Jismoniy shaxslar oltin quymalarni sertifikati bilan birga chet elga to\u02bbsiqlarsiz olib chiqishlari mumkin va qonunchilik tomonidan begilangan miqdordan oshgan holda (yombilar qiymati 5 000 AQSH dollaridan oshgan holatda) bojxona deklaratsiyasini to\u02bbldirish shart.<\/p>\n","protected":false},"excerpt":{"rendered":"

Oltin quymalar \u2014 og\u02bbirligi 5, 10, 20, 50 va 100 gramm bo\u02bblgan, 999,9 soflikdagi oltindan tayyorlangan quymalar. Maxsus himoya qadoqlarida sotuv uchun taqdim etiladi. Oltin quymalarning qadog\u02bbi sertifikat vazifasini bajaradi va o\u02bbz seriya raqamiga ega bo\u02bbladi.<\/p>\n","protected":false},"author":23,"featured_media":33347,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2025\/03\/67d910f83802f.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"auto"},"_sharing_image_fieldset":{"xk6e44ialdzo":33347,"7B0ecgVieEAP":"\u041e\u043b\u0442\u0438\u043d \u049b\u0443\u0439\u043c\u0430\u043b\u0430\u0440 \u043d\u0438\u043c\u0430 \u0432\u0430 \u0443\u043b\u0430\u0440\u0434\u0430\u043d \u049b\u0430\u043d\u0434\u0430\u0439 \u0444\u043e\u0439\u0434\u0430\u043b\u0430\u043d\u0438\u0448 \u043c\u0443\u043c\u043a\u0438\u043d?"},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/33346"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33346"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/33346\/revisions"}],"predecessor-version":[{"id":33348,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/33346\/revisions\/33348"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/33347"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33346"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=33346"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=33346"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=33346"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}