{"id":33318,"date":"2025-03-17T11:13:19","date_gmt":"2025-03-17T06:13:19","guid":{"rendered":"https:\/\/kommers.uz\/?p=33318"},"modified":"2025-03-17T10:16:46","modified_gmt":"2025-03-17T05:16:46","slug":"virtual-kartalar-nima-va-ulardan-%d2%9bandaj-%d2%9bilib-t%d1%9e%d2%93ri-fojdalanish-mumkin","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=33318","title":{"rendered":"Virtual kartalar nima va ulardan qanday qilib to\u02bbg\u02bbri foydalanish mumkin?"},"content":{"rendered":"

Virtual kartalar \u2013 bu tijorat banklari va to\u02bblov tashkilotlarining elektron kartalari bo\u02bblib, aynan internet orqali xaridlarni xavfsiz amalga oshirish maqsadida yaratilgan.<\/p>\n

Virtual kartalarning an\u02bcanaviy kartalardan yagona farqi ularni qo\u02bbl bilan ushlab bo\u02bblmasligida.<\/p>\n

Virtual kartalarni qayerda va qanday ochish mumkin?<\/b><\/h4>\n

Virtual kartalar bank va to\u02bblov tashkilotlarining onlayn interfeyslari yordamida ochiladi (mobil ilovalari, Telegram-bot). Virtual kartalarni ochish uchun siz identifikatsiyadan o\u02bbtgan mijoz bo\u02bblishingiz (ya\u02bcni, o\u02bbz hisob raqamingizga ega bo\u02bblishingiz) va mobil ilovada ro\u02bbyxatdan o\u02bbtishingiz zarur. Virtual karta ochishga ariza qoldirganingizdan so\u02bbng qisqa muddat ichida sizga virtual karta ma\u02bclumotlari (karta raqami va CVC-kod) ma\u02bclum qilinadi va siz ulardan onlayn xaridlar amalga oshirishda foydalanishingiz mumkin bo\u02bbladi.<\/p>\n

Bugungi kunda tijorat banklari va to\u02bblov tashkilotlarining mobil ilovalarida virtual VISA kartalarini ochish imkoniyati mavjud. Bu shuni anglatadiki, siz ma\u02bclum bir xarid uchun virtual karta yaratishingiz mumkin va kimdur uning ma\u02bclumotlariga ega bo\u02bblsa ham, sizning asosiy kartangizdagi mablag\u02bblardan foydalana olmaydi.<\/p>\n

Virtual kartalarning qulayligi nimada?<\/b><\/h4>\n
    \n
  • xavfsizlik <\/b>\u2013 virtual kartalar Internet orqali to\u02bblovlarni ishonchli va sinalgan usulda amalga oshirilish imkonini beradi;<\/li>\n
  • tezlik <\/b>\u2013 virtual kartalar banklar va to\u02bblov tashkilotlarining onlayn interfeyslari (mobil ilovalar yoki Telegram-bot) orqali qisqa muddatda ochiladi;<\/li>\n
  • qulaylik <\/b>\u2013 virtual kartalarni bankka bormasdan ochish imkoniyati mavjud.<\/li>\n<\/ul>\n

    Virtual kartalar yordamida nimalarga to\u02bblov qilish mumkin va qanday?<\/b><\/h4>\n

    Virtual kartalar orqali siz quyidagilarni amalga oshirishingiz mumkin:<\/b><\/p>\n

      \n
    • istalgan veb-saytlarda onlayn xaridlar qilish;<\/li>\n
    • pullik xizmatlarga obuna uchun to\u02bblov qilish;<\/li>\n
    • pullik funksiyalarni xarid qilib mobil ilovalaringiz yoki shaxsiy kompyuteringizdagi dasturlar imkoniyatlarini kengaytirish;<\/li>\n
    • bank kartasi ma\u02bclumotlarini talab qiluvchi servislarda ro\u02bbyxatdan o\u02bbtishda virtual kartalardan foydalanish;<\/li>\n
    • konvertatsiya va pul o\u02bbtkazmalarini amalga oshirish.<\/li>\n<\/ul>\n

      Virtual bank kartalaridan naqd pul yechib olish va terminallar orqali xaridlar uchun to\u02bblov qilish mumkin emas.<\/p>\n","protected":false},"excerpt":{"rendered":"

      Bugungi kunda tijorat banklari va to\u02bblov tashkilotlarining mobil ilovalarida virtual VISA kartalarini ochish imkoniyati mavjud.<\/p>\n","protected":false},"author":23,"featured_media":33319,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2025\/03\/67d7bd88c1fce.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"auto"},"_sharing_image_fieldset":{"xk6e44ialdzo":33319,"7B0ecgVieEAP":"\u0412\u0438\u0440\u0442\u0443\u0430\u043b \u043a\u0430\u0440\u0442\u0430\u043b\u0430\u0440 \u043d\u0438\u043c\u0430 \u0432\u0430 \u0443\u043b\u0430\u0440\u0434\u0430\u043d \u049b\u0430\u043d\u0434\u0430\u0439 \u049b\u0438\u043b\u0438\u0431 \u0442\u045e\u0493\u0440\u0438 \u0444\u043e\u0439\u0434\u0430\u043b\u0430\u043d\u0438\u0448 \u043c\u0443\u043c\u043a\u0438\u043d?"},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/33318"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/23"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=33318"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/33318\/revisions"}],"predecessor-version":[{"id":33320,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/33318\/revisions\/33320"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/33319"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=33318"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=33318"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=33318"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=33318"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}