{"id":31879,"date":"2024-12-12T14:00:19","date_gmt":"2024-12-12T09:00:19","guid":{"rendered":"https:\/\/kommers.uz\/?p=31879"},"modified":"2024-12-12T14:00:50","modified_gmt":"2024-12-12T09:00:50","slug":"endi-fuqarolar-oz-nomiga-kredit-rasmiylashtirilishini-taqiqlashlari-mumkin","status":"publish","type":"post","link":"https:\/\/dinor.uz\/?p=31879","title":{"rendered":"Endi fuqarolar o\u2018z nomiga kredit rasmiylashtirilishini taqiqlashlari mumkin"},"content":{"rendered":"

11-dekabr kuni Oliy Majlis Qonunchilik palatasida “Kredit axboroti almashinuvi to\u2018g\u2018risida”gi qonun loyihasi birinchi o\u2018qishda qabul qilindi.<\/a>\u00a0 Ushbu loyiha jismoniy shaxslar va kredit byurosi o\u2018rtasida ariza berish orqali fuqarolarga o\u2018z nomiga kredit rasmiylashtirilishini taqiqlash imkonini beradi. Qonunda, shuningdek, kredit bitimlarini tuzish taqiqlangan shaxslar ro\u2018yxatini yaratish ham ko\u2018zda tutilgan.<\/p>\n

Markaziy bank raisi o\u2018rinbosari Abrorxo\u2018ja Turdaliyevning ta\u2019kidlashicha,<\/a> yangi qonun fuqarolarni noqonuniy kreditlashdan himoya qilishga va kredit byurolari faoliyatini tartibga solishga qaratilgan. Bugungi kunda fuqarolardan xabarsiz ravishda kredit rasmiylashtirish orqali mablag\u2018lar o\u2018zlashtirilishi holatlari ko\u2018paymoqda. Loyihada fuqarolarga ixtiyoriy ravishda kredit olishdan voz kechish mexanizmini joriy etish taklif etilmoqda.<\/p>\n

Kredit bitimlarini tuzishni taqiqlash uchun jismoniy shaxslar kredit bitimlarini tuzishni taqiqlovchi reyestrga kiritilishi mumkin. Bu reyestrni Markaziy bank kredit byurolari orqali yuritadi va banklar hamda nobank kredit tashkilotlariga reyestrni tekshirmasdan bitimlar tuzish taqiqlanadi. Agar fuqarolarga xabarsiz ravishda kredit shartnomasi tuzilsa, bitim bo\u2018yicha kelib chiqadigan oqibatlar uchun banklar va mikromoliyaviy tashkilotlar javobgarlikni o\u2018z zimmasiga oladi.<\/p>\n

Kredit byurolarining ustav kapitalining minimal miqdori 2 milliard so\u2018m etib belgilanishi, shuningdek, ularning qoidabuzarliklari uchun 5 ming baravari (1,875 milliard so\u2018m) miqdorida jarima undirilishi nazarda tutilgan. Ushbu choralar va sanksiyalar qonun loyihasining bir qismi sifatida kiritilmoqda.<\/p>\n

Fuqarolar kredit rasmiylashtirishni taqiqlash yoki ushbu taqiqni bekor qilish to\u2018g\u2018risidagi arizani Yagona portal (my.gov.uz) orqali elektron shaklda, shuningdek, davlat xizmatlari markazlari yoki kredit byurolari orqali taqdim etishlari mumkin. Ariza berish jarayoni ixtiyoriy bo\u2018lib, xizmatlar Vazirlar Mahkamasi tomonidan belgilangan tartibda pullik asosda ko\u2018rsatiladi.<\/p>\n","protected":false},"excerpt":{"rendered":"

Fuqarolar endi o\u2018z nomiga kredit rasmiylashtirishni taqiqlash huquqiga ega bo\u2018ladi. Oliy Majlis Qonunchilik palatasida 11-dekabr kuni qabul qilingan yangi qonun loyihasi asosida fuqarolar kredit shartnomalari tuzilishini to\u2018xtatish uchun ariza topshirishlari mumkin bo\u2018ladi.<\/p>\n","protected":false},"author":21,"featured_media":31876,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_bbp_topic_count":0,"_bbp_reply_count":0,"_bbp_total_topic_count":0,"_bbp_total_reply_count":0,"_bbp_voice_count":0,"_bbp_anonymous_reply_count":0,"_bbp_topic_count_hidden":0,"_bbp_reply_count_hidden":0,"_bbp_forum_subforum_count":0,"_sharing_image":{"poster":"https:\/\/dinor.uz\/wp-content\/uploads\/2024\/12\/675aa5f0981ae.jpg","width":1200,"height":630,"template":"26a28dfa","mode":"manual"},"_sharing_image_fieldset":{"xk6e44ialdzo":31876,"7B0ecgVieEAP":"Endi fuqarolar o\u2018z nomiga kredit rasmiylashtirilishini taqiqlashlari mumkin","bhdaZLZhGCGO":0,"hVLxQSJ3U60d":"","CwvlvHGkzug0":"Endi fuqarolar o\u2018z nomiga kredit rasmiylashtirilishini taqiqlashlari mumkin","IWBN3mDsETuD":"Fuqarolar endi o\u2018z nomiga kredit rasmiylashtirishni taqiqlash huquqiga ega bo\u2018ladi. Oliy Majlis Qonunchilik palatasida 11-dekabr kuni qabul qilingan yangi qonun loyihasi asosida fuqarolar kredit shartnomalari tuzilishini to\u2018xtatish uchun ariza topshirishlari mumkin bo\u2018ladi."},"_dinor_sponsored":false,"_dinor_sponsor_name":"","_dinor_reading_time":0,"_dinor_primary_term":0,"_dinor_featured":false,"_dinor_urgent":false,"_dinor_show_author":false,"_dinor_kicker":"","_dinor_summary":"","_dinor_sources":"","footnotes":""},"categories":[63,2],"tags":[],"ptype":[],"_links":{"self":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/31879"}],"collection":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/users\/21"}],"replies":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=31879"}],"version-history":[{"count":1,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/31879\/revisions"}],"predecessor-version":[{"id":31881,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/posts\/31879\/revisions\/31881"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=\/wp\/v2\/media\/31876"}],"wp:attachment":[{"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=31879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=31879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=31879"},{"taxonomy":"ptype","embeddable":true,"href":"https:\/\/dinor.uz\/index.php?rest_route=%2Fwp%2Fv2%2Fptype&post=31879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}